Our story is built on decades of dedication to serving our customers and community. We are proud of our trusted reputation and vow to stay rooted in hard work, integrity, and reliability.


L&W Insurance was founded as an independent agency in 1932 by Sal Lobacaro & C. Edgar Wood, as a means for providing insurance to the businesses and residents throughout the state of Delaware. In 1971, Davis Wood took over ownership and laid the foundation for personal service to be at the cornerstone of our success story. In 2005, William Strickland became agency President, solidifying the vision of an agency built on client relationships and immersed in community partnerships.

Decades of dedication to our mission have resulted in growth and expansion in both our services and reach. L&W Insurance now operates as one of Delaware’s largest independent agencies, stretching our service area beyond Delaware, into the neighboring states of Maryland, Pennsylvania, New Jersey as well as throughout much of the mid-Atlantic. We contract with regional, national and specialty lines insurance carriers to garner a broad base of options to meet the risk management needs of our clients.

Our passion is protecting what matters most to you. L&W’s holistic approach to insurance means we aim to provide coverage for every insurance need that may arise for our clients, whether its commercial, personal, or health benefits. 

L&W prides itself on the drive and expertise of our team members, who work tirelessly to ensure we are providing the most comprehensive & competitive coverage available. Their determination to effectively manage your risks and maintain strong partnerships based in consistency and clarity is how we earn and keep your trust. And in the moments when disaster finds you, our service extends to help you navigate the claims process and ensure we can be your calm in the chaos.

We understand the importance of providing stellar service & product to our clients but also acknowledge our duty to be engaged in our community. We’ve built a company culture around giving back to the community that has given so much to us. From our clients to our community, its our mission and honor, to always be Your Partners In Protection.

Overview of the L&W Insurance Building