Your Partners In Protection

Our passion is protecting what matters most to you. We are committed to meeting your insurance needs, while exceeding your expectations for service. Leaning on our knowledge and integrity, its our desire to be a reliable member of your team.

Service Divisions

L&W has served businesses and residents of the Mid-Atlantic region for over 8 decades.



Our commercial team is available to assess your needs and provide the coverage to protect your business. Whether its property, liability, workers compensation or any other aspect of business, we offer policies and packages that are tailored to serve & protect your specific needs.



Whether you are searching for individual health & life benefits or in need of a Group Plan for your employees, our team is able to evaluate the needs of our clients and provide the policies that will protect the health, well-being and future of the people we serve.



Our personal lines specialists work with you to develop comprehensive policies and packages that protect the assets & needs of your family. From homeowners, auto, watercraft and any other personal exposure, we are ready to research the market to find the most competitive coverage for you.

From Our Clients

Excellent Service

“Never before have I received such excellent service from an insurance company. I called L&W to ask them to send over my proof of insurance as I was on my way to meet with the customer. When I reached my customers home my proof of insurance had beaten me there. Now that’s service!”

— John Davis, Owner of Emerald Lawn & Landscaping


L&W insurance not only handles our property & liability insurance, they also take care of our auto’s, workers comp and they manage our employee benefits and health insurance. Having one trusted company keeping track of these has enabled us to use our internal resources more effectively.  L&W Insurance and the entire staff has been a trusted resource for us.”

— Dave Repass, Meineke Car Care Center